Why was my credit/debit card payment declined by PayPal?

PayPal may decline your credit or debit card payment for various reasons. Below, we outline the common issues and how to resolve them:

1. Incorrect card details

• Reason: Typos or errors in the card number, expiration date, CVV, or billing address can lead to a declined payment.
• Solution: Double-check all details entered during checkout to ensure accuracy.

2. Card not authorized for online or international transactions

• Reason: Some banks block cards from being used for online or cross-border payments unless authorized.
• Solution: Contact your bank to enable online and international transactions for your card.

3. Insufficient funds

• Reason: If your card balance is not enough to cover the purchase amount and any associated fees, PayPal will decline the payment.
• Solution: Verify your account balance and ensure sufficient funds are available before retrying the payment.

4. Bank security policies

• Reason: Banks may block transactions they flag as unusual or potentially fraudulent, especially for large or international purchases.
• Solution: Call your bank to verify and approve the transaction. Inform them that you are making a legitimate purchase.

5. Card already linked to another PayPal account

• Reason: A card can only be associated with one PayPal account.
• Solution: Remove the card from any previous PayPal accounts before linking it to your current account.

6. Card type not supported by PayPal

• Reason: Some prepaid cards or specific card types may not be accepted by PayPal.
• Solution: Use a different card or choose an alternative payment method, such as bank transfer or money remittance.

Additional Tips

• Ensure your card is up-to-date and not expired.
• Keep your contact details updated with your bank to resolve flagged transactions quickly.
• For persistent issues, contact PayPal Support for assistance in resolving card-related problems.

If you still face difficulties, feel free to reach out to our Support Team for further help.